Wedding day details

Planning a $100k wedding is exciting, but it’s also a significant financial commitment. Whether you’re looking to free up funds for a dream honeymoon, a house down payment, or simply reduce overall expenses, trimming $10k-$20k from your wedding budget is entirely doable without sacrificing the magic of your big day. Here’s how:


1. Be Strategic with Your Guest List

Potential Savings: $5k-$10k
Each guest adds to your catering, bar, and decor expenses. Consider narrowing your list to those who truly matter most.

  • Why it works: Fewer guests mean smaller venue requirements, fewer meals, and reduced bar costs.
  • Pro tip: Use an “A” and “B” guest list. Send invitations to your A-list first, and invite B-list guests as declines come in.

Large wedding party

2. Rethink Your Venue Choice

Potential Savings: $2k-$5k
Some venues have higher rental fees due to their popularity or inclusivity.

  • Switch to off-peak days: Opt for a Friday, Sunday, or weekday wedding instead of a Saturday.
  • Consider non-traditional venues: Parks, backyards, or unique spaces like libraries or museums can be more affordable and memorable.

The women's club wedding photo st louis

3. Opt for Minimalist Decor

Potential Savings: $1k-$3k
Lush floral installations and elaborate centerpieces add up quickly.

  • Choose in-season flowers: They’re less expensive and often look fresher.
  • Embrace simplicity: Use candles, greenery, or repurposed ceremony flowers for reception decor.

Ballroom in the women's club St Louis

4. Tweak the Catering

Potential Savings: $3k-$5k
Food and drink are significant wedding expenses, but you can save without sacrificing quality.

  • Serve a plated meal: Buffets may seem cheaper but often require more food to avoid running out.
  • Skip the champagne toast: Let guests toast with whatever they have in hand.
  • Limit the bar: Offer wine, beer, and one or two signature cocktails instead of a full bar.

The dogwood wedding venue wedding

5. Downsize the Wedding Cake

Potential Savings: $500-$1k
Tiered wedding cakes are gorgeous, but they can be costly.

  • Order a smaller display cake: Supplement with sheet cakes served from the kitchen.
  • Go non-traditional: Consider a dessert bar or smaller individual treats like cupcakes or macarons.

wedding cake

6. Rent, Don’t Buy, Where Possible

Potential Savings: $1k-$2k
From decor to attire, renting can cut costs significantly.

  • Wedding attire: Rent tuxedos or even wedding dresses.
  • Decor: Rent larger items like arches, linens, or furniture instead of purchasing.

silo point wedding venue

7. Scale Back Printed Items

Potential Savings: $500-$1k
Custom invitations and printed details add elegance, but you can streamline them.

  • Go digital: Send save-the-dates and RSVPs online.
  • Reduce extras: Skip ceremony programs, menus, or elaborate place cards unless they’re essential to your vision.

Wedding day details

8. Simplify Entertainment

Potential Savings: $2k-$4k
Hiring a live band is fabulous but can cost tens of thousands.

  • Hire a DJ instead: Great DJs are often more budget-friendly.
  • Opt for playlists: For smaller or more casual weddings, pre-curated playlists can set the mood for less.

9. Reduce Wedding Party Costs

Potential Savings: $1k-$2k
The larger your wedding party, the higher your costs for bouquets, boutonnieres, gifts, and attire.

  • Keep it small: A smaller wedding party is easier on your budget.
  • Skip matching outfits: Allow your party to wear their own formal attire within a chosen color palette.

groomsman on a boat

10. Negotiate with Vendors

Potential Savings: $1k-$3k
Many vendors are open to working within your budget if you’re upfront about it.

  • Bundle services: Some vendors offer discounts when you book multiple services.
  • Ask for discounts: Especially for off-peak dates or shorter event durations.

bride with a foam finger

Final Thoughts

Cutting your wedding costs by $10k-$20k doesn’t have to feel like a compromise. By prioritizing what matters most to you and making thoughtful adjustments, you can host a stunning event while staying financially savvy. Every dollar saved is an opportunity to invest in your future together.

What are your favorite wedding cost-saving tips? Let us know in the comments below!

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How to Save $10k-$20k on Your $100k Wedding Without Sacrificing Style

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